Policy Report Card

"If you are a policy owner, over the age 70, you have so much to gain by just getting educated."

Larry King

*compensated endorser

Learn about Life
Settlements from
Larry King

Short Video Explains It All

Watch larry KING
Explain More about Life Settlements

What is a Life Settlement

A life settlement is a transaction in which a policy owner sells a life insurance policy that is no longer wanted, no longer needed, or is no longer affordable. The policy owner receives a cash payment from the buyer that exceeds the policy’s surrender value offered by the insurance carrier and has no on-going responsibility to pay any future premiums.

Could a Life Settlement Be Right For You?

Are you tired of paying life insurance premium payments every month?
Have those premium payments become a burden that’s no longer affordable?

Has your life changed significantly since you purchased your life insurance?
Does the reason you purchased your life insurance still apply?

Would added liquidity help ease your escalating expenses and needs?
Would you rather receive the surrender value of your insurance or an amount that could be as much as 5 or 10 times as much as that?

If you answer "yes" to any of these questions, a life settlement might be right for you

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Talk With a Trained Professional
We are here to help.

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Life Settlements Can Help

88% of Universal Life Insurance Policy Never Pay a Death Claim!

To date Life Settlements have helped tens of thousands of seniors better optimize the value of their life insurance policies. Whether the cash payment is used to pay medical bills or help a grandchild get through college the positive stories of how life settlements have helped are too numerous to count.

Unlock
policy value

Your policy may be worth significantly more than the surrender value (if any) offered by the insurance carrier. A life settlement can unlock this additional value.
Fund your
retirement

You can use the proceeds from a Life Settlement anyway you chose. Many clients opt to use their cash payment to supplement their retirement plans.
Cut
your expenses

Paying periodic premiums for life insurance during retirement can become burdensome. Especially if the insurance carrier has increased your premium.
Cover
medical bills

Chronic and/or severe medical conditions can lead to crushing medical bills. A life settlement may be able to help by providing you the cash to ensure you get the treatment you need.

Discover Your Policy’s
Hidden Value.

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How it works

We help make life settlements Simple, Easy, and Fast!

2. Exploring a life insurance settlement is simple, easy, and fast. Your dedicated client advocate at Policy Report Card will assist you with any paperwork and information gathering to ensure the process goes smoothly.

You Complete Policy Submission
Buyer(s) Evaluate
& Underwrite
You Accept Offer & Complete Closing
You Get Paid!

You Complete Policy Submission
With our help your submission can take just minutes.
Buyer(s) Evaluate
& Underwrite
Basic Policy and Health information is gathered for your evaluation.
You Accept Offer & Complete Closing
An offer will be made for qualifying policies & if accepted documents will be signed.
You Get Paid!
Once closing has completed you will receive your cash payment!

What is your life
insurance policy worth?

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Do You Qualify

Say goodbye to your old life insurance policy and hello to financial freedom.

Many of our clients qualify for a life settlement or one of our other cost savings programs. Most types of life insurance policies are eligible for a life settlement. However, every policy and the circumstances around the insured are different. As such we encourage you to discuss the specifics of your policy with us to ensure you qualify.

In the event you do not qualify for a traditional life settlement we may be able to recommend other cost savings and liquidity options.

TYPE

Universal Life, Term Life, Whole Life, and Joint Survivorship
INSURED AGE

70+ (some younger ages can qualify)
FACE AMOUNTS

$100,000 - 100,000,000+
HEALTH STATUS

The insured has experienced a moderate or major change in health since policy issue

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"Find out why I have chosen to work with
Policy Report Card, a trusted firm that
specializes in helping seniors evaluate their
life settlement options."

Larry King

*compensated endorser
Watch larry KING
Explain More about
Life Settlements

Client Testimonials

Here what our clients have to say about PRC.

"Policy Report Card worked hard to help educate us about the process. Once we got the process started they were transparent and professional. The result was a smooth process and a positive outcome."

Joe S.

The team at Policy Report Card helped when no one else could. They were professional and fast to respond.

Lauri M.

The guys at Policy Report card helped explain my policy and my liquidity options. In the end I got the cash I needed from my old policy, obtained a new policy, and saved money on my premiums in the process.

Will W.